Orange County Car Accident Claims: Inside Insurance Procedures

Dealing with the aftermath of a vehicle accident, consisting of the strain of the incident, accidents, and automobile harm, may be overwhelming. The complexity and pressure may additionally accentuate in the course of the coverage claims system, particularly if it is your initial enjoy submitting a car insurance claim if you find yourself unusual with how insurance providers manipulate claims, worry not. An Orange County Car Accident Attorney can manual you via the entire claims method, making sure every step is approached with accuracy. Additionally, they could offer valuable insights into what you could assume when beginning a declaration.

Actions to Take After a Car Collision

After a car accident, you must notify your insurance provider right away. You must give them the basics without talking about fault or particular details until an attorney can speak for you. Also, you must collect information such as the name of the other driver, their contact information, and insurance information. Other information to get include the names of the police officers who responded to the accident, names of witnesses, and photos of the crash scene, vehicle damage, and injuries.

If the other driver was to blame for the accident, their insurer may also contact you. Be careful about what to say when a representative reaches out to you. This person will find ways to minimize liability in the crash and pay the least amount of money possible.

Establishing Fault in an Incident

The other driver’s insurance company will assign an insurance adjuster to handle your claim. The adjuster will assess the accident while you are getting treatment and having your car repaired. Either insurer won’t cover such expenses right away. The companies will determine fault first and negotiate which company will reimburse the expenses incurred. 

Following an accident investigation, the insurance company will assign every party a fault percentage. In Georgia, your percentage of fault must be less than 50% to recover damages. Let us say you are found to be 20% at fault for causing the crash. If the value of your claim is $100, 000, you will only get $80, 000 out of that amount. A car accident attorney can help you advocate for a lower fault percentage. They can help you collect evidence that shows the fault of the other driver and negotiate a fair settlement with the insurance adjuster. During each stage of the claims process, your attorney will protect your rights and ensure you get treated fairly. They will ensure you don’t make statements or do something that can be used against your claim.

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